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In 1985 Employee Fringe Benefits Insurance Services made a commitment to our clients to SEEK, EDUCATE, GUIDE and FOLLOW-UP.

SEEK the information which make our clients unique; EDUCATE our clients on how finding the right insurance plan affects them; GUIDE them in making the most informed decisions; and FOLLOW-UP to ensure the solution continuously meets our clients’ needs.

This continued commitment has allowed for growth in our insurance services and products to include, but not limited to, the following: 
      • Health 
      • Life 
      • Disability 
      • Dental 
      • Vision 
      • Cafeteria Plan 
      • 401K 
      • Long-Term Care 
      • Healthy Families for Children     
      • Key Person 
      • Buy/Sell 
      • Medicare 
      • Supplements
      • Advantage Plans
      • Prescription Coverage

Our success is due to word-of-mouth referrals and our service model; which stretches to cover both individuals and employer groups.

Our Employer sponsored insurance services are largely due to our Individual clients. We start by working with Individual families, business owners, and free agents helping them find the right insurance solution. As their individual business ventures grow, so do their insurance needs.

We help our clients manage this change by helping define and offer a competitive Employer health benefits plan. This allows them to recruit and retain their employee talent base; ensuring continued business success.

We appreciate your interest in us, and please let us know if you were referred from one of our existing clients. We desire to help you succeed as we have helped them.



CA Life/Health Agent No.s 0F07444; 0386998; 0A91403; 0F89721

Contact Us

Contact Us

Kendra Cendaña 916.716.9337

Lee Cendaña 916.257.0970

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